401(k) Contribution Limits 2026: $24,500 and New Catch-Up Rules
The IRS raised the 401(k) contribution limit to $24,500 for 2026, with an $8,000 catch-up for savers 50 and older and a higher $11,250 catch-up for ages 60 to 63. Here is how every limit works and how to plan around them.