nursing home costs – BX Reserve

Medicaid Long-Term Care and the Five-Year Look-Back: Planning for Nursing Home Costs

October 27, 2026September 10, 2026 by BX Reserve Editorial Team

Nursing home care can cost more than $100,000 a year. Learn how Medicaid pays for long-term care, how the five-year look-back and transfer penalties work, spousal protections, and lawful planning tools.

Long-Term Care Insurance: Costs, Policy Types, and Alternatives for Retirees

October 27, 2026September 2, 2026 by BX Reserve Editorial Team

Medicare does not pay for most long-term custodial care. Here is how traditional and hybrid long-term care insurance work, what drives premiums, and other ways families plan for care costs.